DAKOTA’S 401(k) SOLUTION: A THOUGHTFUL APPROACH TO RETIREMENT PLANS

Designing and maintaining a high-quality 401(k) plan does not have to be complex. Dakota Wealth Management partners with employers to support the development and ongoing oversight of retirement plans that are designed to meet regulatory requirements and align with workforce needs.

As fiduciary plan advisors, we work with plan sponsors to help structure retirement plans, assist with the selection and monitoring of investment options, and provide ongoing financial education to plan participants. Our approach is designed to support employers in offering competitive benefits while helping employees better understand their retirement plans and available choices.

Plan Design Aligned with Your Organization

We understand that every business is unique. That’s why we work with employers to strategically tailor 401(k) plans around workforce demographics, company objectives, and plan features.  This collaborative approach is intended to support plan effectiveness while maintaining alignment with applicable regulatory requirements.

Fiduciary-Focused Guidance

When engaged as a fiduciary advisor, our services are guided by a commitment to act in the best interest of the plan and its participants. We emphasize transparency, documentation, and prudent decision-making as part of our fiduciary process.

Investment Lineup Oversight

We assist plan sponsors with the selection and ongoing review of investment options using a structured and disciplined process. Our goal is to help maintain a diversified lineup that offers participants a range of investment choices aligned with varying risk tolerances and time horizons.

Participant Education and Engagement

We provide educational guidance and resources and guidance designed to help participants better understand their retirement plan, investment options, and savings considerations. These efforts are intended to support informed decision-making and encourage long-term engagement with the plan.

Comprehensive Plan Support

Our advisory services may include support related to plan governance, investment monitoring, participant communications, and coordination with service providers. Dakota Wealth Management may serve as a 3(21) or 3(38) fiduciary advisor, as defined under ERISA, based on the scope of engagement.

Experience Advising Employer-Sponsored Retirement Plans

Dakota Wealth Management has experience working with employers and retirement plan committees across a range of industries. Our focus is on providing consistent, process-driven advisory support designed to help plan sponsors meet their ongoing responsibilities.

Learn more

To learn more about Dakota Wealth Management’s 401(k) advisory services and how we support plan sponsors and participants, please contact us for additional information.